A person is overcome with misfortune by the misdeeds of his brothers and sisters or by accident of nature. But God is not in the misdeeds or the accidents, God is in the helping hand and the acts of mercy and compassion which follow upon the misfortune.
"The Lord is not slow about his promise, as some think of slowness, but is patient with you, not wanting any to perish." 2 Peter 3:9 (NRSV)
And He requires of His adherents that they should be the same.
Otherwise "'what more are you doing than others?''' Matthew 5:47b (NRSV)
(Scripture quotations (marked NRSV) are taken from the New Revised Standard Version Bible, copyright 1989 by the Division of Christian Education of the National council of the Churches of Christ in the U.S.A., and are used by permission. All rights reserved.)